The Revolving Loan Fund
The same dollar, back at work again.
Most community investment spends a dollar once. The Revolving Loan Fund is built to do something different. Capital is lent to a project, the loan is repaid, and the money returns to the pool to finance the next one. One commitment becomes a record of investment that compounds over time.
How the fund revolves
The fund is capitalized.
An eligible project applies.
Eligibility and due diligence are conducted.
A loan is made and capital is deployed.
The project delivers, and the loan is repaid.
Repayments return to the pool, and the fund goes back to work.
Why it is built this way
A revolving fund does two things a one time gift cannot. It reaches borrowers who are creditworthy but underserved, on terms that fit the project rather than the market. And it keeps working. Every repayment is capital available to the next community, which means the record grows without a new commitment each time.
What the fund can finance
- Small business working capital, equipment, and expansion.
- Affordable housing development and rehabilitation.
- Community facilities and infrastructure.
- Predevelopment and planning that moves a project to construction.
- Bridge financing that solves a timing gap on committed funding.
Who can borrow
Small businesses, nonprofits, housing developers, community development financial institutions, and local government partners with projects in Arkansas, Louisiana, Mississippi, and Texas. Loans are made to projects that can repay and that would not be financed on workable terms elsewhere.
Loan sizes, rates, terms, and collateral requirements will be published here once the lending and administrative partner is in place. Until then, the page directs every question to the inquiry form.
Submission does not guarantee approval. Projects are subject to applicable eligibility, due diligence, and approval requirements.